Angel Oak Mortgage Solutions · South Dakota · 2025

Angel Oak Mortgage Solutions in South Dakota: approval rate, denial rate and rates (2025)

Angel Oak Mortgage Solutions took 7 mortgage applications in South Dakota in 2025, ranking #154 of 386 lenders active in the state. It originated 42.9% of them and denied 14.3% (20.0% of the applications it decided), against a statewide denial rate of 12.8%.

7Applicationsin SD
20.0%Decision denial ratestate 15.7%
6.50%Median ratestate 6.50%
$115,000Median loanstate $225,000
$595kVolume4 counties

Angel Oak Mortgage Solutions in South Dakota vs the state

14.3%Denial rate+1.54 pts vs state
20.0%Decision denial rate+4.27 pts vs state
42.9%Origination rate-23.18 pts vs state
6.50%Median rate0.00 pts vs state
Rate spread (pts)
$1,558kMedian applicant income
3Loans originated
1Denied

What Angel Oak Mortgage Solutions lends in South Dakota

By loan purpose

Home purchase 1 14% · 0.0% denied
Cash-out refinance 6 86% · 16.7% denied

By loan type

Conventional 7 100% · 14.3% denied

Why it denied South Dakota applicants

Collateral 1 100%

Where in South Dakota

Counties with the most Angel Oak Mortgage Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Day County 411 25.0%
Davison County 110 0.0%
Minnehaha County 110 0.0%
Lawrence County 100 0.0%

Other large lenders in South Dakota

LenderGradeApplicationsDenial rateMedian rate
Plains Commerce BankB 2,2805.5%6.25%
First PREMIER BankC 1,38911.7%6.88%
First Bank & TrustC 1,32011.2%6.63%
Black Hills Federal Credit UnionD 1,22323.0%7.75%
Rocket MortgageC 1,02716.9%6.75%
CMG MortgageA 9192.3%6.38%
BankwestF 78614.0%7.25%
First Dakota National BankA 6904.6%6.50%
Levo Federal Credit UnionB 6446.8%7.50%
U.S. BankD 63724.0%6.99%

Frequently asked questions

South Dakota: 7 applications in 2025, of which 3 were originated and 1 denied.

14.3% of all applications, or 20.0% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.

The median rate on loans Angel Oak Mortgage Solutions originated in South Dakota in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are Angel Oak Mortgage Solutions's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology