Anchor Loans in Massachusetts vs the state
90.0%Denial rate+73.79 pts vs state
90.0%Decision denial rate+70.05 pts vs state
10.0%Origination rate-52.60 pts vs state
9.88%Median rate+3.25 pts vs state
—Rate spread (pts)
—Median applicant income
2Loans originated
18Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 0 | 100.0% | — | #467 |
| 2024 | 6 | 3 | 50.0% | 11.00% | #489 |
| 2025 | 20 | 2 | 90.0% | 9.88% | #416 |
What Anchor Loans lends in Massachusetts
By loan purpose
By loan type
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 20 applications in 2025, of which 2 were originated and 18 denied.
90.0% of all applications, or 90.0% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Anchor Loans originated in Massachusetts in 2025 was 9.88%, against a statewide median of 6.63%.
About this data. Figures are Anchor Loans's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology