AMWEST Funding in Alabama vs the state
5.0%Denial rate-14.81 pts vs state
7.1%Decision denial rate-17.86 pts vs state
65.6%Origination rate+10.16 pts vs state
7.00%Median rate+0.50 pts vs state
0.82Rate spread (pts)+0.53 pts vs state
$82kMedian applicant income
78Loans originated
6Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 64 | 36 | 3.1% | 8.56% | #255 |
| 2024 | 98 | 63 | 7.1% | 7.63% | #218 |
| 2025 | 119 | 78 | 5.0% | 7.00% | #205 |
What AMWEST Funding lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most AMWEST Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 24 | 16 | 2 | 8.3% |
| Montgomery County | 20 | 12 | 2 | 10.0% |
| Madison County | 12 | 8 | 1 | 8.3% |
| Shelby County | 10 | 7 | 0 | 0.0% |
| Mobile County | 9 | 5 | 0 | 0.0% |
| Lee County | 9 | 5 | 0 | 0.0% |
| Morgan County | 5 | 2 | 0 | 0.0% |
| Autauga County | 3 | 3 | 0 | 0.0% |
| Tuscaloosa County | 3 | 2 | 0 | 0.0% |
| Limestone County | 3 | 2 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 119 applications in 2025, of which 78 were originated and 6 denied.
5.0% of all applications, or 7.1% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans AMWEST Funding originated in Alabama in 2025 was 7.00%, against a statewide median of 6.50%.
About this data. Figures are AMWEST Funding's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology