AmeriSave Mortgage in Hawaii vs the state
64.5%Denial rate+42.66 pts vs state
75.7%Decision denial rate+48.36 pts vs state
20.2%Origination rate-35.20 pts vs state
8.63%Median rate+2.47 pts vs state
2.90Rate spread (pts)+3.15 pts vs state
$89kMedian applicant income
71Loans originated
227Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 329 | 31 | 28.0% | 5.88% | #20 |
| 2024 | 523 | 58 | 74.4% | 9.63% | #16 |
| 2025 | 352 | 71 | 64.5% | 8.63% | #20 |
What AmeriSave Mortgage lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 181 | 35 | 122 | 67.4% |
| Hawaii County | 96 | 21 | 60 | 62.5% |
| Maui County | 53 | 13 | 32 | 60.4% |
| Kauai County | 22 | 2 | 13 | 59.1% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 352 applications in 2025, of which 71 were originated and 227 denied.
64.5% of all applications, or 75.7% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans AmeriSave Mortgage originated in Hawaii in 2025 was 8.63%, against a statewide median of 6.15%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology