American Portfolio Mortgage in New Mexico vs the state
10.0%Denial rate-8.60 pts vs state
12.5%Decision denial rate-12.16 pts vs state
70.0%Origination rate+16.66 pts vs state
6.75%Median rate+0.13 pts vs state
0.58Rate spread (pts)+0.20 pts vs state
$143kMedian applicant income
7Loans originated
1Denied
What American Portfolio Mortgage lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most American Portfolio Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Eddy County | 6 | 4 | 1 | 16.7% |
| Doña Ana County | 2 | 1 | 0 | 0.0% |
| Bernalillo County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 10 applications in 2025, of which 7 were originated and 1 denied.
10.0% of all applications, or 12.5% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans American Portfolio Mortgage originated in New Mexico in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are American Portfolio Mortgage's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology