American Financial Network in South Dakota vs the state
40.0%Denial rate+27.25 pts vs state
66.7%Decision denial rate+50.94 pts vs state
20.0%Origination rate-46.04 pts vs state
7.63%Median rate+1.13 pts vs state
1.88Rate spread (pts)+1.69 pts vs state
$51kMedian applicant income
1Loans originated
2Denied
What American Financial Network lends in South Dakota
By loan purpose
By loan type
Why it denied South Dakota applicants
Where in South Dakota
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Minnehaha County | 2 | 0 | 2 | 100.0% |
| Meade County | 2 | 0 | 0 | 0.0% |
| McCook County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Plains Commerce Bank | B | 2,280 | 5.5% | 6.25% |
| First PREMIER Bank | C | 1,389 | 11.7% | 6.88% |
| First Bank & Trust | C | 1,320 | 11.2% | 6.63% |
| Black Hills Federal Credit Union | D | 1,223 | 23.0% | 7.75% |
| Rocket Mortgage | C | 1,027 | 16.9% | 6.75% |
| CMG Mortgage | A | 919 | 2.3% | 6.38% |
| Bankwest | F | 786 | 14.0% | 7.25% |
| First Dakota National Bank | A | 690 | 4.6% | 6.50% |
| Levo Federal Credit Union | B | 644 | 6.8% | 7.50% |
| U.S. Bank | D | 637 | 24.0% | 6.99% |
Frequently asked questions
South Dakota: 5 applications in 2025, of which 1 were originated and 2 denied.
40.0% of all applications, or 66.7% of the applications it actually decided on. The South Dakota statewide average across all lenders was 12.8%.
The median rate on loans American Financial Network originated in South Dakota in 2025 was 7.63%, against a statewide median of 6.50%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in South Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology