ABL RPC Residential Credit Acquisition in Alabama vs the state
41.7%Denial rate+21.82 pts vs state
41.7%Decision denial rate+16.67 pts vs state
58.3%Origination rate+2.94 pts vs state
9.99%Median rate+3.49 pts vs state
—Rate spread (pts)
—Median applicant income
7Loans originated
5Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 8 | 18.2% | 13.25% | #437 |
| 2024 | 13 | 4 | 53.9% | 7.81% | #435 |
| 2025 | 12 | 7 | 41.7% | 9.99% | #455 |
What ABL RPC Residential Credit Acquisition lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most ABL RPC Residential Credit Acquisition applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baldwin County | 4 | 4 | 0 | 0.0% |
| Mobile County | 3 | 2 | 1 | 33.3% |
| Jefferson County | 2 | 0 | 2 | 100.0% |
| Lee County | 1 | 1 | 0 | 0.0% |
| Russell County | 1 | 0 | 1 | 100.0% |
| Montgomery County | 1 | 0 | 1 | 100.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 12 applications in 2025, of which 7 were originated and 5 denied.
41.7% of all applications, or 41.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans ABL RPC Residential Credit Acquisition originated in Alabama in 2025 was 9.99%, against a statewide median of 6.50%.
About this data. Figures are ABL RPC Residential Credit Acquisition's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology