Abbott Laboratories Employees Credit Union · Minnesota · 2025

Abbott Laboratories Employees Credit Union in Minnesota: approval rate, denial rate and rates (2025)

Abbott Laboratories Employees Credit Union took 8 mortgage applications in Minnesota in 2025, ranking #489 of 870 lenders active in the state. It originated 50.0% of them and denied 25.0% (33.3% of the applications it decided), against a statewide denial rate of 13.6%.

8Applicationsin MN
33.3%Decision denial ratestate 16.4%
Median ratestate 6.63%
$210,000Median loanstate $215,000
$990kVolume4 counties

Abbott Laboratories Employees Credit Union in Minnesota vs the state

25.0%Denial rate+11.40 pts vs state
33.3%Decision denial rate+16.98 pts vs state
50.0%Origination rate-16.37 pts vs state
Median rate
Rate spread (pts)
$229kMedian applicant income
4Loans originated
2Denied

Trend in Minnesota

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024510.0%#539
20258425.0%#489

What Abbott Laboratories Employees Credit Union lends in Minnesota

By loan purpose

Home purchase 1 13% · 0.0% denied
Refinance 2 25% · 0.0% denied
Cash-out refinance 1 13% · 0.0% denied
Home improvement 2 25% · 0.0% denied
Other / HELOC 2 25% · 100.0% denied

By loan type

Conventional 8 100% · 25.0% denied

Where in Minnesota

Counties with the most Abbott Laboratories Employees Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hennepin County 310 0.0%
Winona County 321 33.3%
Wright County 101 100.0%
Chisago County 110 0.0%

Other large lenders in Minnesota

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 8,69410.6%6.38%
U.S. BankD 8,62430.4%7.88%
Bell BankA 7,9875.3%6.63%
Rocket MortgageC 7,63016.3%6.63%
Trustone Financial Credit UnionC 6,06620.0%7.25%
Affinity PlusC 5,43814.6%6.63%
Blaze Credit UnionB 4,07412.3%6.38%
Wings Financial Credit UnionA 3,96016.4%7.25%
Crosscountry MortgageB 3,9422.1%6.63%
Fairway Independent MortgageB 3,3273.2%6.75%

Frequently asked questions

Minnesota: 8 applications in 2025, of which 4 were originated and 2 denied.

25.0% of all applications, or 33.3% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Abbott Laboratories Employees Credit Union's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology