Abacus Federal Savings Bank in New York vs the state
10.0%Denial rate-9.75 pts vs state
11.3%Decision denial rate-12.70 pts vs state
68.2%Origination rate+8.59 pts vs state
—Median rate
—Rate spread (pts)
$97kMedian applicant income
75Loans originated
11Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 119 | 88 | 6.7% | — | #249 |
| 2024 | 134 | 102 | 6.0% | — | #231 |
| 2025 | 110 | 75 | 10.0% | — | #256 |
What Abacus Federal Savings Bank lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Abacus Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 49 | 32 | 5 | 10.2% |
| Kings County | 29 | 18 | 3 | 10.3% |
| Richmond County | 20 | 18 | 1 | 5.0% |
| Nassau County | 7 | 5 | 1 | 14.3% |
| New York County | 4 | 2 | 1 | 25.0% |
| Dutchess County | 1 | 0 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 110 applications in 2025, of which 75 were originated and 11 denied.
10.0% of all applications, or 11.3% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Abacus Federal Savings Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology