AAFMAA Mortgage Services · Alabama · 2025

AAFMAA Mortgage Services in Alabama: approval rate, denial rate and rates (2025)

AAFMAA Mortgage Services took 6 mortgage applications in Alabama in 2025, ranking #541 of 990 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 19.9%.

6Applicationsin AL
0.0%Decision denial ratestate 25.0%
6.50%Median ratestate 6.50%
$460,000Median loanstate $165,000
$1.7MVolume4 counties

AAFMAA Mortgage Services in Alabama vs the state

0.0%Denial rate-19.85 pts vs state
0.0%Decision denial rate-25.00 pts vs state
66.7%Origination rate+11.28 pts vs state
6.50%Median rate0.00 pts vs state
-0.31Rate spread (pts)-0.60 pts vs state
$134kMedian applicant income
4Loans originated
0Denied

Trend in Alabama

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023850.0%7.25%#476
2025640.0%6.50%#541

What AAFMAA Mortgage Services lends in Alabama

By loan purpose

Home purchase 3 50% · 0.0% denied
Refinance 1 17% · 0.0% denied
Cash-out refinance 2 33% · 0.0% denied

By loan type

Conventional 2 33% · 0.0% denied
VA 4 67% · 0.0% denied

Where in Alabama

Counties with the most AAFMAA Mortgage Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Baldwin County 320 0.0%
Madison County 110 0.0%
Lee County 100 0.0%
Montgomery County 110 0.0%

Other large lenders in Alabama

LenderGradeApplicationsDenial rateMedian rate
Regions BankC 11,87137.2%4.99%
Rocket MortgageC 9,94120.5%6.63%
Vanderbilt Mortgage and FinanceF 8,46141.4%9.50%
United Shore Financial ServicesB 7,68912.0%6.13%
21st MortgageF 6,50746.0%9.98%
Mortgage Research CenterC 5,10718.4%6.25%
REDSTONE Federal Credit UnionC 4,54818.9%8.13%
Dhi Mortgage CompanyB 3,90917.5%4.99%
Freedom MortgageB 3,7258.7%6.25%
Pennymac Loan ServicesC 3,61111.6%6.25%

Frequently asked questions

Alabama: 6 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.

The median rate on loans AAFMAA Mortgage Services originated in Alabama in 2025 was 6.50%, against a statewide median of 6.50%.

About this data. Figures are AAFMAA Mortgage Services's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology