1st Signature Lending in Indiana vs the state
9.0%Denial rate-7.61 pts vs state
12.8%Decision denial rate-7.37 pts vs state
61.2%Origination rate-1.06 pts vs state
5.88%Median rate-0.88 pts vs state
0.33Rate spread (pts)-0.04 pts vs state
$92kMedian applicant income
41Loans originated
6Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 71 | 49 | 8.5% | 6.75% | #288 |
| 2024 | 70 | 47 | 7.1% | 6.50% | #298 |
| 2025 | 67 | 41 | 9.0% | 5.88% | #317 |
What 1st Signature Lending lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most 1st Signature Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boone County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 67 applications in 2025, of which 41 were originated and 6 denied.
9.0% of all applications, or 12.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans 1st Signature Lending originated in Indiana in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are 1st Signature Lending's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology