Tva Community Credit Union in Alabama vs the state
8.0%Denial rate-11.89 pts vs state
8.0%Decision denial rate-16.96 pts vs state
91.2%Origination rate+35.76 pts vs state
6.25%Median rate-0.25 pts vs state
-0.17Rate spread (pts)-0.46 pts vs state
$106kMedian applicant income
103Loans originated
9Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 102 | 99 | 2.9% | 6.25% | #199 |
| 2024 | 48 | 45 | 2.1% | 6.20% | #296 |
| 2025 | 113 | 103 | 8.0% | 6.25% | #216 |
What Tva Community Credit Union lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Tva Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lauderdale County | 52 | 46 | 6 | 11.5% |
| Colbert County | 31 | 30 | 1 | 3.2% |
| Limestone County | 19 | 18 | 1 | 5.3% |
| Franklin County | 4 | 4 | 0 | 0.0% |
| Madison County | 2 | 0 | 1 | 50.0% |
| Morgan County | 2 | 2 | 0 | 0.0% |
| Lawrence County | 2 | 2 | 0 | 0.0% |
| Baldwin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 113 applications in 2025, of which 103 were originated and 9 denied.
8.0% of all applications, or 8.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Tva Community Credit Union originated in Alabama in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Tva Community Credit Union's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology