The Maries County Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
34th13.9% deniedProcesswithdrawn + incomplete share, weight 15%
95th0.4%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 263 | 186 | 14.1% | 14.9% | — | $19M |
| 2024 | 247 | 193 | 12.2% | 12.4% | — | $22M |
| 2025 | 268 | 204 | 13.8% | 13.9% | — | $29M |
What The Maries County Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 38 manufactured homes, 72 investment properties.
Who gets approved at The Maries County Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 70 | 45 | 24.6% |
| $50k – $100k | 96 | 66 | 17.7% |
| $100k – $150k | 50 | 48 | 0.0% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 27 | 16 | 14.8% |
| 25–34 | 51 | 34 | 17.7% |
| 35–44 | 55 | 40 | 16.4% |
| 45–54 | 47 | 37 | 19.2% |
| 55–64 | 38 | 30 | 10.8% |
| 65–74 | 21 | 20 | 0.0% |
Where The Maries County Bank lends
2 states and 24 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Missouri | 267 | 204 | 13.5% | — | #151 |
Frequently asked questions
The Maries County Bank denied 13.9% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 34th percentile of small mortgage lenders.
In 2025, 54% of its applications were for home purchases, 33% for refinancing (including cash-out), and 13% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.