The Huntington National Bank in North Dakota vs the state
13.6%Denial rate+2.20 pts vs state
18.8%Decision denial rate+5.03 pts vs state
59.1%Origination rate-10.60 pts vs state
7.25%Median rate+0.75 pts vs state
0.70Rate spread (pts)+0.45 pts vs state
$346kMedian applicant income
13Loans originated
3Denied
Trend in North Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 62 | 42 | 9.7% | 6.38% | #51 |
| 2024 | 19 | 11 | 15.8% | 7.25% | #92 |
| 2025 | 22 | 13 | 13.6% | 7.25% | #104 |
What The Huntington National Bank lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Burleigh County | 5 | 1 | 2 | 40.0% |
| Cass County | 5 | 3 | 0 | 0.0% |
| Grand Forks County | 4 | 4 | 0 | 0.0% |
| Kidder County | 2 | 0 | 0 | 0.0% |
| Morton County | 2 | 2 | 0 | 0.0% |
| Nelson County | 1 | 1 | 0 | 0.0% |
| Stutsman County | 1 | 0 | 1 | 100.0% |
| Ward County | 1 | 1 | 0 | 0.0% |
| Richland County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 22 applications in 2025, of which 13 were originated and 3 denied.
13.6% of all applications, or 18.8% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans The Huntington National Bank originated in North Dakota in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology