Silver Hill Funding in Indiana vs the state
33.3%Denial rate+16.76 pts vs state
75.0%Decision denial rate+54.86 pts vs state
11.1%Origination rate-51.14 pts vs state
7.81%Median rate+1.06 pts vs state
—Rate spread (pts)
—Median applicant income
2Loans originated
6Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 6 | 27.8% | 9.00% | #442 |
| 2024 | 31 | 7 | 32.3% | 7.75% | #393 |
| 2025 | 18 | 2 | 33.3% | 7.81% | #474 |
What Silver Hill Funding lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 18 applications in 2025, of which 2 were originated and 6 denied.
33.3% of all applications, or 75.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Silver Hill Funding originated in Indiana in 2025 was 7.81%, against a statewide median of 6.75%.
About this data. Figures are Silver Hill Funding's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology