ServisFirst Bank · Virginia · 2025

ServisFirst Bank in Virginia: approval rate, denial rate and rates (2025)

ServisFirst Bank took 17 mortgage applications in Virginia in 2025, ranking #507 of 1,013 lenders active in the state. It originated 94.1% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.9%.

17Applicationsin VA
0.0%Decision denial ratestate 20.3%
6.56%Median ratestate 6.63%
$435,000Median loanstate $255,000
$10MVolume5 counties

ServisFirst Bank in Virginia vs the state

0.0%Denial rate-15.94 pts vs state
0.0%Decision denial rate-20.25 pts vs state
94.1%Origination rate+34.60 pts vs state
6.56%Median rate-0.07 pts vs state
0.20Rate spread (pts)-0.02 pts vs state
$292kMedian applicant income
16Loans originated
0Denied

Trend in Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023760.0%8.38%#616
202413130.0%7.83%#528
202517160.0%6.56%#507

What ServisFirst Bank lends in Virginia

By loan purpose

Home purchase 3 18% · 0.0% denied
Refinance 8 47% · 0.0% denied
Home improvement 3 18% · 0.0% denied
Other / HELOC 3 18% · 0.0% denied

By loan type

Conventional 17 100% · 0.0% denied

Where in Virginia

Counties with the most ServisFirst Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Norfolk city 770 0.0%
Virginia Beach city 760 0.0%
Chesapeake city 110 0.0%
Suffolk city 110 0.0%
Henrico County 110 0.0%

Other large lenders in Virginia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 19,39519.3%7.75%
Rocket MortgageC 19,27414.8%6.63%
United Shore Financial ServicesB 13,99410.4%6.12%
Truist BankC 11,83831.6%6.49%
Mortgage Research CenterC 9,00016.7%6.25%
Pennymac Loan ServicesC 8,33410.7%6.38%
Freedom MortgageB 8,0296.5%6.25%
Bank of AmericaF 6,58431.9%6.24%
NewrezD 6,39016.4%6.38%
Movement MortgageA 6,1264.3%6.56%

Frequently asked questions

Virginia: 17 applications in 2025, of which 16 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.

The median rate on loans ServisFirst Bank originated in Virginia in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are ServisFirst Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology