Roundpoint Mortgage Servicing in Alabama vs the state
13.0%Denial rate-6.81 pts vs state
16.7%Decision denial rate-8.33 pts vs state
65.2%Origination rate+9.83 pts vs state
4.00%Median rate-2.50 pts vs state
-2.39Rate spread (pts)-2.68 pts vs state
$108kMedian applicant income
15Loans originated
3Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 18 | 8 | 27.8% | 3.25% | #394 |
| 2025 | 23 | 15 | 13.0% | 4.00% | #381 |
What Roundpoint Mortgage Servicing lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 6 | 3 | 1 | 16.7% |
| St. Clair County | 2 | 1 | 0 | 0.0% |
| Baldwin County | 2 | 2 | 0 | 0.0% |
| Lauderdale County | 2 | 1 | 0 | 0.0% |
| Shelby County | 2 | 1 | 0 | 0.0% |
| Cullman County | 1 | 1 | 0 | 0.0% |
| Mobile County | 1 | 0 | 1 | 100.0% |
| Limestone County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 23 applications in 2025, of which 15 were originated and 3 denied.
13.0% of all applications, or 16.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Roundpoint Mortgage Servicing originated in Alabama in 2025 was 4.00%, against a statewide median of 6.50%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology