Robertson Banking · Alabama · 2025

Robertson Banking in Alabama: approval rate, denial rate and rates (2025)

Robertson Banking took 52 mortgage applications in Alabama in 2025, ranking #307 of 990 lenders active in the state. It originated 82.7% of them and denied 9.6% (9.6% of the applications it decided), against a statewide denial rate of 19.9%.

52Applicationsin AL
9.6%Decision denial ratestate 25.0%
Median ratestate 6.50%
$105,000Median loanstate $165,000
$11MVolume8 counties

Robertson Banking in Alabama vs the state

9.6%Denial rate-10.23 pts vs state
9.6%Decision denial rate-15.38 pts vs state
82.7%Origination rate+27.30 pts vs state
Median rate
Rate spread (pts)
$75kMedian applicant income
43Loans originated
5Denied

Trend in Alabama

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023936617.2%#210
2024504010.0%#290
202552439.6%#307

What Robertson Banking lends in Alabama

By loan purpose

Home purchase 25 48% · 16.0% denied
Refinance 25 48% · 0.0% denied
Other / HELOC 2 4% · 50.0% denied

By loan type

Conventional 52 100% · 9.6% denied

Where in Alabama

Counties with the most Robertson Banking applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Tuscaloosa County 21210 0.0%
Marengo County 1392 15.4%
Jefferson County 760 0.0%
Baldwin County 320 0.0%
Greene County 312 66.7%
Hale County 321 33.3%
Shelby County 110 0.0%
Clarke County 110 0.0%

Other large lenders in Alabama

LenderGradeApplicationsDenial rateMedian rate
Regions BankC 11,87137.2%4.99%
Rocket MortgageC 9,94120.5%6.63%
Vanderbilt Mortgage and FinanceF 8,46141.4%9.50%
United Shore Financial ServicesB 7,68912.0%6.13%
21st MortgageF 6,50746.0%9.98%
Mortgage Research CenterC 5,10718.4%6.25%
REDSTONE Federal Credit UnionC 4,54818.9%8.13%
Dhi Mortgage CompanyB 3,90917.5%4.99%
Freedom MortgageB 3,7258.7%6.25%
Pennymac Loan ServicesC 3,61111.6%6.25%

Frequently asked questions

Alabama: 52 applications in 2025, of which 43 were originated and 5 denied.

9.6% of all applications, or 9.6% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Robertson Banking's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology