Red River Bank · Virginia · 2025

Red River Bank in Virginia: approval rate, denial rate and rates (2025)

Red River Bank took 8 mortgage applications in Virginia in 2025, ranking #597 of 1,013 lenders active in the state. It originated 87.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.9%.

8Applicationsin VA
0.0%Decision denial ratestate 20.3%
5.99%Median ratestate 6.63%
$520,000Median loanstate $255,000
$4.2MVolume3 counties

Red River Bank in Virginia vs the state

0.0%Denial rate-15.94 pts vs state
0.0%Decision denial rate-20.25 pts vs state
87.5%Origination rate+27.98 pts vs state
5.99%Median rate-0.63 pts vs state
-0.36Rate spread (pts)-0.58 pts vs state
$164kMedian applicant income
7Loans originated
0Denied

What Red River Bank lends in Virginia

By loan purpose

Home purchase 6 75% · 0.0% denied
Refinance 2 25% · 0.0% denied

By loan type

Conventional 2 25% · 0.0% denied
VA 6 75% · 0.0% denied

Where in Virginia

Counties with the most Red River Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Newport News city 440 0.0%
Isle of Wight County 330 0.0%
Virginia Beach city 100 0.0%

Other large lenders in Virginia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 19,39519.3%7.75%
Rocket MortgageC 19,27414.8%6.63%
United Shore Financial ServicesB 13,99410.4%6.12%
Truist BankC 11,83831.6%6.49%
Mortgage Research CenterC 9,00016.7%6.25%
Pennymac Loan ServicesC 8,33410.7%6.38%
Freedom MortgageB 8,0296.5%6.25%
Bank of AmericaF 6,58431.9%6.24%
NewrezD 6,39016.4%6.38%
Movement MortgageA 6,1264.3%6.56%

Frequently asked questions

Virginia: 8 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.

The median rate on loans Red River Bank originated in Virginia in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Red River Bank's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology