Princeton Mortgage in Alabama vs the state
15.6%Denial rate-4.25 pts vs state
17.7%Decision denial rate-7.29 pts vs state
58.7%Origination rate+3.33 pts vs state
6.25%Median rate-0.25 pts vs state
0.41Rate spread (pts)+0.13 pts vs state
$77kMedian applicant income
64Loans originated
17Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 194 | 117 | 8.8% | 7.13% | #133 |
| 2024 | 187 | 111 | 9.1% | 6.63% | #147 |
| 2025 | 109 | 64 | 15.6% | 6.25% | #221 |
What Princeton Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Princeton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 28 | 16 | 5 | 17.9% |
| Jefferson County | 18 | 12 | 1 | 5.6% |
| Shelby County | 15 | 8 | 3 | 20.0% |
| Morgan County | 11 | 6 | 3 | 27.3% |
| Limestone County | 7 | 6 | 1 | 14.3% |
| Chilton County | 4 | 2 | 0 | 0.0% |
| Lawrence County | 4 | 1 | 0 | 0.0% |
| St. Clair County | 3 | 1 | 0 | 0.0% |
| Dallas County | 2 | 0 | 2 | 100.0% |
| Perry County | 2 | 0 | 2 | 100.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 109 applications in 2025, of which 64 were originated and 17 denied.
15.6% of all applications, or 17.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Princeton Mortgage originated in Alabama in 2025 was 6.25%, against a statewide median of 6.50%.
About this data. Figures are Princeton Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology