Primelending, a Plainscapital in Alabama vs the state
9.7%Denial rate-10.17 pts vs state
11.5%Decision denial rate-13.54 pts vs state
65.1%Origination rate+9.66 pts vs state
6.49%Median rate-0.01 pts vs state
0.38Rate spread (pts)+0.09 pts vs state
$83kMedian applicant income
121Loans originated
18Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 274 | 167 | 14.2% | 6.75% | #110 |
| 2024 | 154 | 115 | 10.4% | 6.88% | #170 |
| 2025 | 186 | 121 | 9.7% | 6.49% | #160 |
What Primelending, a Plainscapital lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 56 | 36 | 3 | 5.4% |
| Lee County | 19 | 10 | 4 | 21.1% |
| Madison County | 12 | 7 | 3 | 25.0% |
| Russell County | 11 | 8 | 1 | 9.1% |
| Chambers County | 9 | 8 | 1 | 11.1% |
| Elmore County | 8 | 4 | 1 | 12.5% |
| Mobile County | 7 | 5 | 1 | 14.3% |
| Shelby County | 6 | 5 | 0 | 0.0% |
| Jefferson County | 6 | 5 | 0 | 0.0% |
| Baldwin County | 5 | 2 | 1 | 20.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 186 applications in 2025, of which 121 were originated and 18 denied.
9.7% of all applications, or 11.5% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Primelending, a Plainscapital originated in Alabama in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology