Pike Creek Mortgage Services in North Dakota vs the state
4.8%Denial rate-6.68 pts vs state
5.6%Decision denial rate-8.16 pts vs state
81.0%Origination rate+11.26 pts vs state
5.99%Median rate-0.51 pts vs state
0.15Rate spread (pts)-0.09 pts vs state
$80kMedian applicant income
17Loans originated
1Denied
What Pike Creek Mortgage Services lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most Pike Creek Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Burleigh County | 9 | 7 | 0 | 0.0% |
| Cass County | 5 | 4 | 1 | 20.0% |
| Morton County | 2 | 2 | 0 | 0.0% |
| Pembina County | 2 | 1 | 0 | 0.0% |
| Sargent County | 1 | 1 | 0 | 0.0% |
| Bowman County | 1 | 1 | 0 | 0.0% |
| Barnes County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 21 applications in 2025, of which 17 were originated and 1 denied.
4.8% of all applications, or 5.6% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans Pike Creek Mortgage Services originated in North Dakota in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology