Paramount Residential Mortgage Group in Alabama vs the state
2.7%Denial rate-17.18 pts vs state
3.5%Decision denial rate-21.46 pts vs state
72.7%Origination rate+17.28 pts vs state
6.38%Median rate-0.13 pts vs state
0.24Rate spread (pts)-0.05 pts vs state
$90kMedian applicant income
109Loans originated
4Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 84 | 56 | 4.8% | 6.50% | #225 |
| 2024 | 106 | 68 | 5.7% | 6.50% | #210 |
| 2025 | 150 | 109 | 2.7% | 6.38% | #183 |
What Paramount Residential Mortgage Group lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mobile County | 35 | 30 | 1 | 2.9% |
| Baldwin County | 25 | 19 | 0 | 0.0% |
| Montgomery County | 12 | 6 | 1 | 8.3% |
| Jefferson County | 10 | 7 | 1 | 10.0% |
| Randolph County | 9 | 7 | 0 | 0.0% |
| Madison County | 7 | 6 | 0 | 0.0% |
| Shelby County | 6 | 5 | 0 | 0.0% |
| Morgan County | 4 | 4 | 0 | 0.0% |
| Limestone County | 4 | 1 | 0 | 0.0% |
| Lee County | 4 | 3 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 150 applications in 2025, of which 109 were originated and 4 denied.
2.7% of all applications, or 3.5% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Paramount Residential Mortgage Group originated in Alabama in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology