NORTHROP GRUMMAN Federal Credit Union · New York · 2025

NORTHROP GRUMMAN Federal Credit Union in New York: approval rate, denial rate and rates (2025)

NORTHROP GRUMMAN Federal Credit Union took 7 mortgage applications in New York in 2025, ranking #490 of 750 lenders active in the state. It originated 57.1% of them and denied 14.3% (20.0% of the applications it decided), against a statewide denial rate of 19.8%.

7Applicationsin NY
20.0%Decision denial ratestate 24.0%
6.13%Median ratestate 6.63%
$245,000Median loanstate $235,000
$1.2MVolume4 counties

NORTHROP GRUMMAN Federal Credit Union in New York vs the state

14.3%Denial rate-5.46 pts vs state
20.0%Decision denial rate-4.04 pts vs state
57.1%Origination rate-2.45 pts vs state
6.13%Median rate-0.50 pts vs state
0.09Rate spread (pts)-0.12 pts vs state
$124kMedian applicant income
4Loans originated
1Denied

What NORTHROP GRUMMAN Federal Credit Union lends in New York

By loan purpose

Home purchase 3 43% · 0.0% denied
Refinance 1 14% · 0.0% denied
Cash-out refinance 3 43% · 33.3% denied

By loan type

Conventional 7 100% · 14.3% denied

Why it denied New York applicants

Debt-to-income ratio 1 100%

Where in New York

Counties with the most NORTHROP GRUMMAN Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Suffolk County 211 50.0%
Erie County 210 0.0%
Monroe County 210 0.0%
Tioga County 110 0.0%

Other large lenders in New York

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 20,31532.7%7.97%
Rocket MortgageC 19,92422.0%6.88%
United Shore Financial ServicesB 14,77711.2%6.50%
JPMorgan Chase BankB 14,73511.7%6.38%
Manufacturers and Traders TrustC 12,33531.3%5.99%
Bank of AmericaF 10,19335.7%5.99%
Bethpage Federal Credit UnionC 9,73647.2%6.49%
TD BankD 9,23930.2%7.69%
NewrezD 8,65424.2%6.75%
ESL Federal Credit UnionB 7,81717.6%4.50%

Frequently asked questions

New York: 7 applications in 2025, of which 4 were originated and 1 denied.

14.3% of all applications, or 20.0% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.

The median rate on loans NORTHROP GRUMMAN Federal Credit Union originated in New York in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are NORTHROP GRUMMAN Federal Credit Union's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology