Mortgage Investors Group in Alabama vs the state
3.2%Denial rate-16.68 pts vs state
3.2%Decision denial rate-21.77 pts vs state
88.2%Origination rate+32.79 pts vs state
6.50%Median rate0.00 pts vs state
0.23Rate spread (pts)-0.06 pts vs state
$102kMedian applicant income
306Loans originated
11Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 363 | 294 | 4.1% | 6.63% | #89 |
| 2024 | 350 | 297 | 3.1% | 6.62% | #101 |
| 2025 | 347 | 306 | 3.2% | 6.50% | #105 |
What Mortgage Investors Group lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Mortgage Investors Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Etowah County | 44 | 37 | 0 | 0.0% |
| Morgan County | 35 | 33 | 1 | 2.9% |
| St. Clair County | 32 | 30 | 0 | 0.0% |
| DeKalb County | 27 | 27 | 0 | 0.0% |
| Cullman County | 24 | 18 | 1 | 4.2% |
| Colbert County | 20 | 18 | 0 | 0.0% |
| Limestone County | 18 | 17 | 1 | 5.6% |
| Blount County | 18 | 14 | 0 | 0.0% |
| Madison County | 13 | 13 | 0 | 0.0% |
| Lauderdale County | 12 | 10 | 1 | 8.3% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 347 applications in 2025, of which 306 were originated and 11 denied.
3.2% of all applications, or 3.2% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Mortgage Investors Group originated in Alabama in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Investors Group's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology