Unnamed lender 98450058D88OE4463626 at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
67th2.2% deniedProcesswithdrawn + incomplete share, weight 15%
11th24.8%What Unnamed lender 98450058D88OE4463626 lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 303 investment properties.
Why Unnamed lender 98450058D88OE4463626 denies applications
Primary reason reported for each of the 5 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.
Where Unnamed lender 98450058D88OE4463626 lends
25 states and 84 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| California | 94 | 60 | 0.0% | 6.60% | #449 |
| Florida | 63 | 55 | 1.6% | 9.49% | #567 |
| Texas | 27 | 22 | 0.0% | 6.31% | #818 |
| New Jersey | 25 | 12 | 0.0% | 5.75% | #423 |
| Virginia | 16 | 12 | 6.3% | 7.60% | #518 |
| North Carolina | 14 | 13 | 0.0% | 6.76% | #570 |
| Arizona | 12 | 6 | 16.7% | 7.29% | #477 |
| Colorado | 8 | 4 | 0.0% | 6.68% | #546 |
| Minnesota | 8 | 7 | 0.0% | 7.03% | #487 |
| Pennsylvania | 7 | 5 | 14.3% | 7.08% | #731 |
| Georgia | 6 | 3 | 0.0% | 9.50% | #736 |
Frequently asked questions
Unnamed lender 98450058D88OE4463626 denied 2.2% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 67th percentile of investment-property lenders.
The most common reason Unnamed lender 98450058D88OE4463626 gave in 2025 was "collateral", cited on 40.0% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.
The median interest rate on loans Unnamed lender 98450058D88OE4463626 originated in 2025 was 7.00%, and its median rate spread over the average prime offer rate was 0.00 points. Rates on this page are what borrowers actually got, not advertised rates.
In 2025, 9% of its applications were for home purchases, 62% for refinancing (including cash-out), and 29% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.