Mortgage lender · Boston, MA · LEI 549300HRKD2IJSOPRA57

CCG Fund 1 review: approval odds, rates and grade (2025)

CCG Fund 1 earns a C, in line with the typical performance of investment-property lenders. It turned down 4.8% of the applications it decided on in 2025, which ranks in the 50th percentile for approval odds. Compared against 220 investment-property lenders using 2025 HMDA filings.

293Applications2025
87.0%Originatedof applications
4.8%Decision denial ratenational 22.6%
Median ratenational 6.63%
$431MLoan volume11 states

CCG Fund 1 at a glance, 2025

Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.

4.4%Denial rate (all applications)-13.54 pts vs national
4.8%Denial rate (decided applications)-17.79 pts vs national
87.0%Origination rate+29.00 pts vs national
7.2%Withdrawn by applicant
0.3%Closed for incompleteness
Median interest rate
Median rate spread (pts over APOR)
$1,335,000Median loan amount
Median total loan costs
Median applicant income
70%Median loan-to-value
0High-cost (HOEPA) loans

How the C grade breaks down

Each component is a percentile rank among 220 investment-property lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.

Approval oddsdecision denial rate, weight 45%

50th4.8% denied

Processwithdrawn + incomplete share, weight 15%

37th7.5%

Trend, 2023–2025

YearApplicationsOriginatedDenial rateDecision denialMedian rateVolume
20231561406.4%6.6%$294M
20242081913.9%3.9%$369M
20252932554.4%4.8%$431M

What CCG Fund 1 lends

Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.

By loan purpose

Home purchase 100 34% · 3.0% denied
Refinance 28 10% · 7.1% denied
Cash-out refinance 54 18% · 1.9% denied
Home improvement 111 38% · 6.3% denied

By loan type

Conventional 293 100% · 4.4% denied

Also: 0 home-equity lines, 0 reverse mortgages, 0 manufactured homes, 293 investment properties.

Why CCG Fund 1 denies applications

Primary reason reported for each of the 13 denials in 2025. Lenders can cite up to four reasons; this is the first one listed.

Credit history 9 69%
Collateral 3 23%
Insufficient cash 1 8%

How these reasons compare nationally →

Where CCG Fund 1 lends

11 states and 41 counties in 2025. Click a state for the lender's full record there.

StateApplicationsOriginatedDenial rateMedian rateRank in state
Massachusetts2111845.7%#153
Connecticut42370.0%#232
Rhode Island12110.0%#178
Florida880.0%#974
New Hampshire770.0%#303
Maine650.0%#270

Frequently asked questions

CCG Fund 1 denied 4.8% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 50th percentile of investment-property lenders.

The most common reason CCG Fund 1 gave in 2025 was "credit history", cited on 69.2% of its denials. Lenders report up to four reasons per denial to the CFPB; the full breakdown is on this page.

In 2025, 34% of its applications were for home purchases, 28% for refinancing (including cash-out), and 38% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.

Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.

About this data. HMDA data is published once a year by the CFPB. The current release covers applications acted on in calendar year 2025. Figures describe applications the lender acted on, including loans it later sold. Interest rates and costs are medians on originated loans only; some depository institutions are exempt from reporting pricing fields, which is why a few cells read "—". MortgageGrades is not affiliated with CCG Fund 1. Data sources · Methodology