Unnamed lender 5493005QMX3SJKDTQZ62 in Alabama vs the state
3.6%Denial rate-16.25 pts vs state
3.6%Decision denial rate-21.40 pts vs state
92.8%Origination rate+37.40 pts vs state
6.50%Median rate0.00 pts vs state
0.09Rate spread (pts)-0.20 pts vs state
$110kMedian applicant income
103Loans originated
4Denied
What Unnamed lender 5493005QMX3SJKDTQZ62 lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Unnamed lender 5493005QMX3SJKDTQZ62 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 53 | 48 | 3 | 5.7% |
| Shelby County | 28 | 27 | 1 | 3.6% |
| St. Clair County | 10 | 9 | 0 | 0.0% |
| Talladega County | 7 | 7 | 0 | 0.0% |
| Winston County | 2 | 2 | 0 | 0.0% |
| Chilton County | 2 | 2 | 0 | 0.0% |
| Baldwin County | 1 | 1 | 0 | 0.0% |
| Calhoun County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 0 | 0 | 0.0% |
| Cleburne County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 111 applications in 2025, of which 103 were originated and 4 denied.
3.6% of all applications, or 3.6% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Unnamed lender 5493005QMX3SJKDTQZ62 originated in Alabama in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 5493005QMX3SJKDTQZ62's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology