Unnamed lender 254900YZ174H294JW398 in Virginia vs the state
3.0%Denial rate-12.91 pts vs state
3.3%Decision denial rate-16.97 pts vs state
72.7%Origination rate+13.21 pts vs state
6.38%Median rate-0.25 pts vs state
0.02Rate spread (pts)-0.20 pts vs state
$306kMedian applicant income
96Loans originated
4Denied
What Unnamed lender 254900YZ174H294JW398 lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Unnamed lender 254900YZ174H294JW398 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Loudoun County | 59 | 39 | 2 | 3.4% |
| Alexandria city | 55 | 41 | 2 | 3.6% |
| Fairfax County | 18 | 16 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 132 applications in 2025, of which 96 were originated and 4 denied.
3.0% of all applications, or 3.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Unnamed lender 254900YZ174H294JW398 originated in Virginia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 254900YZ174H294JW398's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology