Unnamed lender 254900X35MRL59HP3350 in California vs the state
41.6%Denial rate+24.13 pts vs state
41.6%Decision denial rate+19.15 pts vs state
26.7%Origination rate-29.48 pts vs state
—Median rate
—Rate spread (pts)
—Median applicant income
155Loans originated
241Denied
What Unnamed lender 254900X35MRL59HP3350 lends in California
By loan purpose
By loan type
Why it denied California applicants
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 580 applications in 2025, of which 155 were originated and 241 denied.
41.6% of all applications, or 41.6% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Unnamed lender 254900X35MRL59HP3350's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology