Unnamed lender 254900CTT87ZKAUTIJ37 in Alabama vs the state
18.4%Denial rate-1.43 pts vs state
24.7%Decision denial rate-0.35 pts vs state
55.8%Origination rate+0.40 pts vs state
8.38%Median rate+1.88 pts vs state
—Rate spread (pts)
—Median applicant income
106Loans originated
35Denied
What Unnamed lender 254900CTT87ZKAUTIJ37 lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Unnamed lender 254900CTT87ZKAUTIJ37 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 65 | 32 | 15 | 23.1% |
| Montgomery County | 31 | 9 | 8 | 25.8% |
| Baldwin County | 26 | 19 | 5 | 19.2% |
| Mobile County | 16 | 12 | 1 | 6.3% |
| Elmore County | 6 | 0 | 3 | 50.0% |
| Madison County | 5 | 3 | 1 | 20.0% |
| Chilton County | 4 | 3 | 0 | 0.0% |
| Cullman County | 4 | 4 | 0 | 0.0% |
| Russell County | 4 | 3 | 0 | 0.0% |
| Macon County | 4 | 2 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 190 applications in 2025, of which 106 were originated and 35 denied.
18.4% of all applications, or 24.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Unnamed lender 254900CTT87ZKAUTIJ37 originated in Alabama in 2025 was 8.38%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 254900CTT87ZKAUTIJ37's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology