Unnamed lender 2549005FUF02T1IFCA22 in Alabama vs the state
11.8%Denial rate-8.09 pts vs state
14.3%Decision denial rate-10.71 pts vs state
70.6%Origination rate+15.20 pts vs state
7.31%Median rate+0.81 pts vs state
1.11Rate spread (pts)+0.82 pts vs state
$312kMedian applicant income
12Loans originated
2Denied
What Unnamed lender 2549005FUF02T1IFCA22 lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Unnamed lender 2549005FUF02T1IFCA22 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baldwin County | 8 | 6 | 0 | 0.0% |
| Shelby County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Chilton County | 1 | 1 | 0 | 0.0% |
| Tuscaloosa County | 1 | 0 | 1 | 100.0% |
| St. Clair County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Cherokee County | 1 | 0 | 1 | 100.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 17 applications in 2025, of which 12 were originated and 2 denied.
11.8% of all applications, or 14.3% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Unnamed lender 2549005FUF02T1IFCA22 originated in Alabama in 2025 was 7.31%, against a statewide median of 6.50%.
About this data. Figures are Unnamed lender 2549005FUF02T1IFCA22's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology