Lakeview Community Capital in California vs the state
2.1%Denial rate-15.33 pts vs state
2.1%Decision denial rate-20.26 pts vs state
89.0%Origination rate+32.77 pts vs state
6.13%Median rate-0.50 pts vs state
0.12Rate spread (pts)-0.15 pts vs state
—Median applicant income
637Loans originated
15Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 189 | 175 | 1.1% | 6.63% | #351 |
| 2024 | 386 | 339 | 1.8% | 5.99% | #276 |
| 2025 | 716 | 637 | 2.1% | 6.13% | #204 |
What Lakeview Community Capital lends in California
By loan purpose
By loan type
Why it denied California applicants
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 716 applications in 2025, of which 637 were originated and 15 denied.
2.1% of all applications, or 2.1% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Lakeview Community Capital originated in California in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Lakeview Community Capital's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology