Goldman Sachs Bank USA in Minnesota vs the state
18.2%Denial rate+4.58 pts vs state
28.6%Decision denial rate+12.22 pts vs state
45.5%Origination rate-20.92 pts vs state
5.20%Median rate-1.42 pts vs state
-0.06Rate spread (pts)-0.31 pts vs state
$254kMedian applicant income
5Loans originated
2Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 0.0% | 5.25% | #511 |
| 2024 | 9 | 2 | 44.4% | 5.95% | #457 |
| 2025 | 11 | 5 | 18.2% | 5.20% | #457 |
What Goldman Sachs Bank USA lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Goldman Sachs Bank USA applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 9 | 5 | 2 | 22.2% |
| Ramsey County | 1 | 0 | 0 | 0.0% |
| Chisago County | 1 | 0 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 11 applications in 2025, of which 5 were originated and 2 denied.
18.2% of all applications, or 28.6% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Goldman Sachs Bank USA originated in Minnesota in 2025 was 5.20%, against a statewide median of 6.63%.
About this data. Figures are Goldman Sachs Bank USA's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology