Genway Home Mortgage in Hawaii vs the state
66.7%Denial rate+44.84 pts vs state
71.4%Decision denial rate+44.12 pts vs state
26.7%Origination rate-28.70 pts vs state
5.93%Median rate-0.22 pts vs state
-0.38Rate spread (pts)-0.13 pts vs state
$118kMedian applicant income
4Loans originated
10Denied
Trend in Hawaii
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 5 | 14.3% | 6.88% | #147 |
| 2024 | 5 | 4 | 0.0% | 6.25% | #185 |
| 2025 | 15 | 4 | 66.7% | 5.93% | #150 |
What Genway Home Mortgage lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 10 | 3 | 7 | 70.0% |
| Hawaii County | 3 | 1 | 2 | 66.7% |
| Maui County | 2 | 0 | 1 | 50.0% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 15 applications in 2025, of which 4 were originated and 10 denied.
66.7% of all applications, or 71.4% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Genway Home Mortgage originated in Hawaii in 2025 was 5.93%, against a statewide median of 6.15%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology