Genway Home Mortgage in Alabama vs the state
38.0%Denial rate+18.12 pts vs state
51.7%Decision denial rate+26.72 pts vs state
35.4%Origination rate-19.95 pts vs state
7.13%Median rate+0.63 pts vs state
1.23Rate spread (pts)+0.94 pts vs state
$70kMedian applicant income
28Loans originated
30Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 3 | 0.0% | 7.75% | #541 |
| 2025 | 79 | 28 | 38.0% | 7.13% | #255 |
What Genway Home Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Genway Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 9 | 6 | 3 | 33.3% |
| Baldwin County | 8 | 0 | 5 | 62.5% |
| Jefferson County | 7 | 1 | 4 | 57.1% |
| Calhoun County | 7 | 0 | 5 | 71.4% |
| Tuscaloosa County | 7 | 4 | 1 | 14.3% |
| Colbert County | 6 | 3 | 1 | 16.7% |
| Mobile County | 5 | 1 | 1 | 20.0% |
| Shelby County | 5 | 0 | 3 | 60.0% |
| Lauderdale County | 4 | 3 | 0 | 0.0% |
| Morgan County | 3 | 2 | 1 | 33.3% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 79 applications in 2025, of which 28 were originated and 30 denied.
38.0% of all applications, or 51.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Genway Home Mortgage originated in Alabama in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are Genway Home Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology