First National Bank of Omaha in New York vs the state
40.0%Denial rate+20.25 pts vs state
66.7%Decision denial rate+42.63 pts vs state
20.0%Origination rate-39.59 pts vs state
6.63%Median rate0.00 pts vs state
0.05Rate spread (pts)-0.16 pts vs state
$103kMedian applicant income
1Loans originated
2Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 1 | 20.0% | 6.88% | #496 |
| 2025 | 5 | 1 | 40.0% | 6.63% | #508 |
What First National Bank of Omaha lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most First National Bank of Omaha applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 2 | 0 | 1 | 50.0% |
| Putnam County | 1 | 0 | 1 | 100.0% |
| Tompkins County | 1 | 0 | 0 | 0.0% |
| Erie County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 5 applications in 2025, of which 1 were originated and 2 denied.
40.0% of all applications, or 66.7% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans First National Bank of Omaha originated in New York in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are First National Bank of Omaha's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology