Firefighters First Federal Credit Union in Hawaii vs the state
16.7%Denial rate-5.16 pts vs state
20.0%Decision denial rate-7.31 pts vs state
50.0%Origination rate-5.37 pts vs state
6.38%Median rate+0.22 pts vs state
-0.11Rate spread (pts)+0.14 pts vs state
$153kMedian applicant income
3Loans originated
1Denied
What Firefighters First Federal Credit Union lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Firefighters First Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 4 | 3 | 1 | 25.0% |
| Hawaii County | 2 | 0 | 0 | 0.0% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 6 applications in 2025, of which 3 were originated and 1 denied.
16.7% of all applications, or 20.0% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Firefighters First Federal Credit Union originated in Hawaii in 2025 was 6.38%, against a statewide median of 6.15%.
About this data. Figures are Firefighters First Federal Credit Union's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology