Dsld Mortgage in Alabama vs the state
6.0%Denial rate-13.89 pts vs state
7.6%Decision denial rate-17.42 pts vs state
72.5%Origination rate+17.09 pts vs state
6.13%Median rate-0.38 pts vs state
-0.24Rate spread (pts)-0.52 pts vs state
$93kMedian applicant income
316Loans originated
26Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 365 | 244 | 5.8% | 5.99% | #88 |
| 2024 | 382 | 294 | 4.5% | 5.99% | #92 |
| 2025 | 436 | 316 | 6.0% | 6.13% | #95 |
What Dsld Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Dsld Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baldwin County | 221 | 146 | 17 | 7.7% |
| Madison County | 107 | 87 | 5 | 4.7% |
| Limestone County | 106 | 82 | 3 | 2.8% |
| Montgomery County | 1 | 0 | 1 | 100.0% |
| Mobile County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 436 applications in 2025, of which 316 were originated and 26 denied.
6.0% of all applications, or 7.6% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Dsld Mortgage originated in Alabama in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Dsld Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology