Credit Union Mortgage Association in Alabama vs the state
14.3%Denial rate-5.56 pts vs state
14.3%Decision denial rate-10.71 pts vs state
85.7%Origination rate+30.32 pts vs state
5.81%Median rate-0.69 pts vs state
-0.61Rate spread (pts)-0.89 pts vs state
$126kMedian applicant income
6Loans originated
1Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 4 | 14.3% | 5.63% | #490 |
| 2025 | 7 | 6 | 14.3% | 5.81% | #534 |
What Credit Union Mortgage Association lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Credit Union Mortgage Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 2 | 2 | 0 | 0.0% |
| Baldwin County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Russell County | 1 | 0 | 1 | 100.0% |
| Tuscaloosa County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 7 applications in 2025, of which 6 were originated and 1 denied.
14.3% of all applications, or 14.3% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Credit Union Mortgage Association originated in Alabama in 2025 was 5.81%, against a statewide median of 6.50%.
About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology