Cooperativa de Ahorro Y Credito Maunabo in Puerto Rico vs the state
16.0%Denial rate+0.24 pts vs state
23.5%Decision denial rate+5.03 pts vs state
48.0%Origination rate-19.23 pts vs state
6.55%Median rate+0.42 pts vs state
0.00Rate spread (pts)-0.07 pts vs state
$69kMedian applicant income
12Loans originated
4Denied
Trend in Puerto Rico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 17 | 35.0% | 6.55% | #41 |
| 2024 | 38 | 22 | 23.7% | 6.55% | #42 |
| 2025 | 25 | 12 | 16.0% | 6.55% | #51 |
What Cooperativa de Ahorro Y Credito Maunabo lends in Puerto Rico
By loan purpose
By loan type
Why it denied Puerto Rico applicants
Where in Puerto Rico
Counties with the most Cooperativa de Ahorro Y Credito Maunabo applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Guayama Municipio | 6 | 3 | 0 | 0.0% |
| Patillas Municipio | 4 | 1 | 1 | 25.0% |
| Cabo Rojo Municipio | 4 | 2 | 1 | 25.0% |
| Arroyo Municipio | 3 | 1 | 1 | 33.3% |
| Maunabo Municipio | 3 | 2 | 0 | 0.0% |
| Juana Díaz Municipio | 1 | 0 | 1 | 100.0% |
| Carolina Municipio | 1 | 1 | 0 | 0.0% |
| Salinas Municipio | 1 | 1 | 0 | 0.0% |
| Villalba Municipio | 1 | 1 | 0 | 0.0% |
| San Juan Municipio | 1 | 0 | 0 | 0.0% |
Other large lenders in Puerto Rico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Banco Popular de Puerto Rico | C | 3,894 | 20.4% | 6.25% |
| Firstbank Puerto Rico | C | 3,233 | 22.0% | 5.75% |
| Oriental Bank | C | 1,708 | 20.0% | 5.50% |
| The Money House | B | 1,602 | 10.8% | 6.00% |
| First Equity Mortgage Bankers | D | 1,517 | 17.7% | 6.00% |
| Preferred Mortgage | C | 732 | 11.6% | 5.75% |
| Hr Mortgage | D | 697 | 20.8% | 6.25% |
| Home Mortgage Bankers | C | 678 | 0.3% | 6.50% |
| Metro Island Mortgage | A | 588 | 0.2% | 5.75% |
| Trust Mortgage | C | 559 | 8.1% | 5.75% |
Frequently asked questions
Puerto Rico: 25 applications in 2025, of which 12 were originated and 4 denied.
16.0% of all applications, or 23.5% of the applications it actually decided on. The Puerto Rico statewide average across all lenders was 15.8%.
The median rate on loans Cooperativa de Ahorro Y Credito Maunabo originated in Puerto Rico in 2025 was 6.55%, against a statewide median of 6.13%.
About this data. Figures are Cooperativa de Ahorro Y Credito Maunabo's own HMDA filing for properties located in Puerto Rico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology