Connexus Credit Union in Alabama vs the state
62.1%Denial rate+42.22 pts vs state
75.0%Decision denial rate+50.00 pts vs state
20.7%Origination rate-34.70 pts vs state
5.99%Median rate-0.51 pts vs state
-0.65Rate spread (pts)-0.93 pts vs state
$121kMedian applicant income
6Loans originated
18Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 9 | 48.6% | 4.49% | #320 |
| 2024 | 21 | 4 | 66.7% | 7.44% | #374 |
| 2025 | 29 | 6 | 62.1% | 5.99% | #363 |
What Connexus Credit Union lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 4 | 0 | 2 | 50.0% |
| Shelby County | 3 | 1 | 2 | 66.7% |
| Madison County | 3 | 0 | 2 | 66.7% |
| Tuscaloosa County | 3 | 0 | 3 | 100.0% |
| Marshall County | 3 | 1 | 2 | 66.7% |
| Lee County | 2 | 1 | 1 | 50.0% |
| Tallapoosa County | 2 | 0 | 1 | 50.0% |
| Elmore County | 1 | 0 | 1 | 100.0% |
| Winston County | 1 | 0 | 1 | 100.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 29 applications in 2025, of which 6 were originated and 18 denied.
62.1% of all applications, or 75.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Connexus Credit Union originated in Alabama in 2025 was 5.99%, against a statewide median of 6.50%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology