Commercial Lender in South Carolina vs the state
72.0%Denial rate+53.64 pts vs state
77.6%Decision denial rate+54.16 pts vs state
20.7%Origination rate-35.88 pts vs state
11.09%Median rate+4.59 pts vs state
—Rate spread (pts)
—Median applicant income
17Loans originated
59Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 8 | 35.0% | 11.49% | #257 |
| 2024 | 92 | 15 | 28.3% | 11.99% | #253 |
| 2025 | 82 | 17 | 72.0% | 11.09% | #279 |
What Commercial Lender lends in South Carolina
By loan purpose
By loan type
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 82 applications in 2025, of which 17 were originated and 59 denied.
72.0% of all applications, or 77.6% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Commercial Lender originated in South Carolina in 2025 was 11.09%, against a statewide median of 6.50%.
About this data. Figures are Commercial Lender's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology