City National Bank of Florida in Alabama vs the state
9.8%Denial rate-10.05 pts vs state
11.4%Decision denial rate-13.64 pts vs state
76.5%Origination rate+21.08 pts vs state
6.12%Median rate-0.38 pts vs state
-0.19Rate spread (pts)-0.47 pts vs state
$80kMedian applicant income
39Loans originated
5Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 40 | 35 | 2.5% | 6.12% | #323 |
| 2025 | 51 | 39 | 9.8% | 6.12% | #310 |
What City National Bank of Florida lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most City National Bank of Florida applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baldwin County | 40 | 31 | 4 | 10.0% |
| Mobile County | 8 | 5 | 1 | 12.5% |
| Blount County | 1 | 1 | 0 | 0.0% |
| Tallapoosa County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 51 applications in 2025, of which 39 were originated and 5 denied.
9.8% of all applications, or 11.4% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans City National Bank of Florida originated in Alabama in 2025 was 6.12%, against a statewide median of 6.50%.
About this data. Figures are City National Bank of Florida's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology