CCB Community Bank in Alabama vs the state
2.0%Denial rate-17.81 pts vs state
2.1%Decision denial rate-22.86 pts vs state
88.4%Origination rate+33.05 pts vs state
—Median rate
—Rate spread (pts)
$109kMedian applicant income
130Loans originated
3Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 186 | 153 | 4.3% | — | #136 |
| 2024 | 103 | 90 | 3.9% | — | #214 |
| 2025 | 147 | 130 | 2.0% | — | #186 |
What CCB Community Bank lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most CCB Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Covington County | 115 | 101 | 3 | 2.6% |
| Coffee County | 17 | 15 | 0 | 0.0% |
| Crenshaw County | 4 | 4 | 0 | 0.0% |
| Lee County | 3 | 3 | 0 | 0.0% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| Conecuh County | 2 | 2 | 0 | 0.0% |
| Geneva County | 2 | 2 | 0 | 0.0% |
| Escambia County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 0 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 147 applications in 2025, of which 130 were originated and 3 denied.
2.0% of all applications, or 2.1% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are CCB Community Bank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology