Carrington Mortgage Services in North Dakota vs the state
35.7%Denial rate+24.27 pts vs state
41.7%Decision denial rate+27.95 pts vs state
25.0%Origination rate-44.69 pts vs state
6.13%Median rate-0.38 pts vs state
0.35Rate spread (pts)+0.11 pts vs state
$97kMedian applicant income
7Loans originated
10Denied
Trend in North Dakota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 13 | 8 | 15.4% | 2.81% | #102 |
| 2025 | 28 | 7 | 35.7% | 6.13% | #91 |
What Carrington Mortgage Services lends in North Dakota
By loan purpose
By loan type
Why it denied North Dakota applicants
Where in North Dakota
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Burleigh County | 5 | 1 | 2 | 40.0% |
| Grand Forks County | 5 | 1 | 2 | 40.0% |
| Cass County | 4 | 0 | 2 | 50.0% |
| Williams County | 3 | 2 | 0 | 0.0% |
| Richland County | 3 | 1 | 1 | 33.3% |
| Hettinger County | 2 | 0 | 1 | 50.0% |
| Stark County | 2 | 0 | 1 | 50.0% |
| Ward County | 2 | 1 | 1 | 50.0% |
| Stutsman County | 1 | 0 | 0 | 0.0% |
| Ransom County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Dakota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Gate City Bank | C | 3,106 | 11.3% | 6.65% |
| First International Bank & Trust | B | 1,112 | 4.0% | 6.63% |
| United Shore Financial Services | B | 881 | 7.5% | 6.25% |
| Rocket Mortgage | C | 827 | 21.6% | 6.63% |
| Bell Bank | A | 806 | 7.7% | 6.99% |
| First Community Credit Union | B | 675 | 7.1% | 6.49% |
| Capital | C | 646 | 3.7% | 7.00% |
| TOWN AND COUNTRY Credit Union | B | 571 | 2.1% | 6.25% |
| Mortgage Research Center | C | 500 | 13.6% | 6.25% |
| Fairway Independent Mortgage | B | 497 | 3.0% | 6.40% |
Frequently asked questions
North Dakota: 28 applications in 2025, of which 7 were originated and 10 denied.
35.7% of all applications, or 41.7% of the applications it actually decided on. The North Dakota statewide average across all lenders was 11.4%.
The median rate on loans Carrington Mortgage Services originated in North Dakota in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in North Dakota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology