Calcon Mutual Mortgage in Alabama vs the state
7.7%Denial rate-12.16 pts vs state
14.3%Decision denial rate-10.71 pts vs state
46.2%Origination rate-9.24 pts vs state
7.13%Median rate+0.63 pts vs state
1.00Rate spread (pts)+0.71 pts vs state
$78kMedian applicant income
6Loans originated
1Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 2 | 14.3% | 6.50% | #491 |
| 2024 | 45 | 19 | 20.0% | 6.63% | #302 |
| 2025 | 13 | 6 | 7.7% | 7.13% | #433 |
What Calcon Mutual Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mobile County | 2 | 1 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Madison County | 2 | 2 | 0 | 0.0% |
| Randolph County | 2 | 1 | 1 | 50.0% |
| Lauderdale County | 1 | 0 | 0 | 0.0% |
| Cullman County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
| Walker County | 1 | 0 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 13 applications in 2025, of which 6 were originated and 1 denied.
7.7% of all applications, or 14.3% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Calcon Mutual Mortgage originated in Alabama in 2025 was 7.13%, against a statewide median of 6.50%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology