Bond Street Mortgage in Virginia vs the state
11.1%Denial rate-4.83 pts vs state
12.5%Decision denial rate-7.75 pts vs state
77.8%Origination rate+18.26 pts vs state
7.37%Median rate+0.75 pts vs state
1.05Rate spread (pts)+0.83 pts vs state
$99kMedian applicant income
7Loans originated
1Denied
What Bond Street Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Bond Street Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Virginia Beach city | 5 | 4 | 0 | 0.0% |
| Augusta County | 1 | 1 | 0 | 0.0% |
| Louisa County | 1 | 0 | 1 | 100.0% |
| Chesterfield County | 1 | 1 | 0 | 0.0% |
| Norfolk city | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 9 applications in 2025, of which 7 were originated and 1 denied.
11.1% of all applications, or 12.5% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Bond Street Mortgage originated in Virginia in 2025 was 7.37%, against a statewide median of 6.63%.
About this data. Figures are Bond Street Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology