Bank of Hope in Hawaii vs the state
19.6%Denial rate-2.26 pts vs state
23.7%Decision denial rate-3.63 pts vs state
60.9%Origination rate+5.50 pts vs state
6.13%Median rate-0.03 pts vs state
-0.26Rate spread (pts)-0.01 pts vs state
$159kMedian applicant income
56Loans originated
18Denied
What Bank of Hope lends in Hawaii
By loan purpose
By loan type
Why it denied Hawaii applicants
Where in Hawaii
Counties with the most Bank of Hope applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Honolulu County | 88 | 54 | 18 | 20.5% |
| Hawaii County | 3 | 1 | 0 | 0.0% |
| Maui County | 1 | 1 | 0 | 0.0% |
Other large lenders in Hawaii
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bank of Hawaii | C | 3,679 | 27.8% | 6.00% |
| First Hawaiian Bank | B | 2,740 | 19.4% | 5.87% |
| American Savings Bank | C | 2,479 | 34.5% | 5.65% |
| Hawaiiusa Federal Credit Union | C | 1,833 | 38.1% | 5.65% |
| United Shore Financial Services | B | 1,710 | 11.1% | 6.13% |
| Rocket Mortgage | C | 1,637 | 22.4% | 6.63% |
| Central Pacific Bank | C | 1,519 | 33.6% | 6.13% |
| Hawaii State Federal Credit Union | C | 1,418 | 30.0% | 5.90% |
| Navy Federal Credit Union | D | 985 | 30.2% | 8.10% |
| Freedom Mortgage | B | 924 | 10.8% | 5.75% |
Frequently asked questions
Hawaii: 92 applications in 2025, of which 56 were originated and 18 denied.
19.6% of all applications, or 23.7% of the applications it actually decided on. The Hawaii statewide average across all lenders was 21.8%.
The median rate on loans Bank of Hope originated in Hawaii in 2025 was 6.13%, against a statewide median of 6.15%.
About this data. Figures are Bank of Hope's own HMDA filing for properties located in Hawaii, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology