AuburnBank in Alabama vs the state
9.9%Denial rate-10.00 pts vs state
11.3%Decision denial rate-13.70 pts vs state
77.3%Origination rate+21.88 pts vs state
—Median rate
—Rate spread (pts)
$117kMedian applicant income
102Loans originated
13Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 165 | 146 | 3.0% | — | #146 |
| 2024 | 136 | 112 | 8.1% | — | #185 |
| 2025 | 132 | 102 | 9.9% | — | #197 |
What AuburnBank lends in Alabama
By loan purpose
By loan type
Where in Alabama
Counties with the most AuburnBank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 88 | 76 | 5 | 5.7% |
| Chambers County | 19 | 12 | 4 | 21.1% |
| Tallapoosa County | 8 | 4 | 2 | 25.0% |
| Russell County | 7 | 5 | 0 | 0.0% |
| Elmore County | 3 | 0 | 1 | 33.3% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Macon County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Randolph County | 1 | 0 | 1 | 100.0% |
| Calhoun County | 1 | 1 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 132 applications in 2025, of which 102 were originated and 13 denied.
9.9% of all applications, or 11.3% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are AuburnBank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology